Don’t let gaps in your health coverage put you and your family at risk. Gap insurance plans are designed to solve the problem of insufficient coverage (e.g. high deductibles) or coverage lapses caused by lifestyle changes and events such as changing jobs, graduating, aging out of your parents’ plan, or retiring before you qualify for Medicare.
Your coverage can be in place in as little as 1 business day.
As long as you want. Most plans can typically be renewed until age 65.
You can apply for coverage year-round. There is no enrollment period for gap insurance.
No.
Yes, although each family member will be required to answer the medical underwriting questions. Children are usually covered until age 25.
No, you can keep your existing doctors.
Not typically. Check your plan or ask an insurance agent for more details.
You provide payment information at the time of your application, although the charge does not occur until the first day of coverage.
Most plans will offer a pro rata refund. Check the details of your plan for more information.
Hospital, health, and accident plans are available for qualifying applicants. These plans offer cash benefits for certain events, such as a hospital visit or emergency care. Benefits are paid directly to the insured. Most gap plans do not have a deductible or network to worry about, and are renewable until age 65.
Stay protected during life’s transitions. Talk to an agent about gap insurance coverage today. Please fill out the form below and we will get back to you as soon as possible with a quote.