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Medicare Supplement. Get A Free Quote →

Medicare Supplement plans, often referred to as Medigap plans, are sold by private insurance companies to fill the gaps in regular Medicare coverage (Parts A and B) by covering all or part of Part A and Part B coinsurance, copayments, or deductibles, which would otherwise fall solely on the Medicare recipient. Medicare Supplement policies are issued as any letter between Plan A – Plan N, depending on your coverage needs.

Is a Medicare Supplement right for me?

  • Medicare Supplements typically cover most out of pocket costs.
  • Generally, Medicare Supplements do not have network restrictions.
  • Some Medicare Supplement policies cover benefits not covered by Part A or Part B, such as extra days of coverage for inpatient hospital care or emergency care required while traveling internationally.

Who is eligible for a Medicare Supplement?

When you turn 65 and sign up for Part B, you’ll have a six month Medicare Supplement open enrollment period. During the enrollment period, Medicare Supplement plans must be issued, regardless of any pre-existing conditions.

How do Medicare Supplements differ from Medicare Advantage plans?

  • Medicare Supplements typically have higher premiums than Medicare Advantage plans.
  • Medicare Supplement premiums increase as you get older.
  • Outside of your initial eligibility during the open enrollment period, Medicare Supplements can determine if you qualify for enrollment by asking questions related to your medical history and coverage needs.

How do I enroll in a Medicare Supplement plan?

  • First, enroll in Medicare Part A and B through your Social Security or Railroad Retirement Board. You can also visit to activate your coverage online.
  • Consider your health situation as compared to premiums and coverage. Savers Health will help analyze and compare how different plans fit your budget and your coverage needs to help you make an informed, confident decision. Your cost of coverage is regulated and is the same regardless of which agent you enroll with, so let Savers help you find the perfect fit as there’s no additional cost to you!
  • Select and apply for your Medicare Supplement coverage.
  • Once approved, you’ll activate your new plan by paying your first premium and having your new insurance card with you at your next appointment.

Why Enroll with Savers Health?

– Budget-Friendly Plans
– Zero Cost Advice
– Easy Applications


Matthew Francis is an authorized agent for Blue Cross and Blue Shield of North Carolina®


A Medicare Supplement plan can protect you from paying out-of-pocket expenses not covered by Original Medicare. Find the best supplemental option for your needs by partnering with Savers Health today. Please fill out the form below and we will get back to you as soon as possible with a quote.