Critical Illness. Get A Free Quote →

You deserve to focus on your treatment and not finances in the event of being diagnosed with a critical illness. These policies are independent of other medical coverage and intended to assist with the cost of treatments, time off from work, living expenses, and high deductibles from your medical insurance plan.

Payments are made directly to the insured and can cover:

  • Medical and drug co-payments
  • Experimental treatments and surgeries
  • Travel expenses to and from specialist treatment
  • Loss of income
  • Extended time off work

Why Enroll with Savers Health?

– Budget-Friendly Plans
– Zero Cost Advice
– Easy Applications


Matthew Francis is an authorized agent for Blue Cross and Blue Shield of North Carolina®

Critical Illness Insurance
Frequently Asked Questions.

How soon can my coverage be in place?

It can be in place within a few days.

How long can my coverage last?

Coverage can last for as long as you need it.

Are there any limitations?

You will typically not have the flexibility to switch product types after enrollment, as switching would require a new application.

When can I apply for coverage?

You can apply for critical illness coverage year-round. There is no enrollment period.

Do I have an application fee?

Most critical illness plans do not have application fees.

When is a payment due?

You will need to provide payment information at the time of your application. You’ll be charged once your coverage application has been accepted.

I do not need the coverage anymore, can I get a refund?

Typically, most plans will offer a pro rata refund. Check the details of your plan for more information.


Focus on your treatment, not your finances. Get coverage for a potential critical illness today. Please fill out the form below and we will get back to you as soon as possible with a quote.