Content provided courtesy of BlueCross & BlueShield of NC
Preventive care is routine health care that helps prevent illness, disease and other health problems. It can help you stay healthy and find out early if you are at risk for developing a health problem. It could even save your life. Many screenings and tests are covered at no extra cost to you as part of your health plan.
Here are 10 preventive care benefits that may not cost you anything extra.
1. Cancer screenings
Screenings can help find cancer before symptoms appear. This is important because most cancers are easier to treat and cure when found early.
Many cancer screenings are covered at no expense to you, including colon cancer and lung cancer screenings. For women, breast cancer and cervical cancer screenings are also covered.
Not everyone needs these screenings. Talk to your doctor about whether these tests are important for you based on your age and risk factors.
2. Cholesterol tests
Cholesterol tests are recommended for adults age 40 to 70 who are overweight or obese. While high cholesterol often doesn’t cause symptoms, it can put you at risk for heart attacks and other forms of heart disease. A simple blood test can help you stay on top of any cardiovascular risk.
3. Nutrition counseling
Adults who are overweight or obese with heart health risk factors have access to healthy diet counseling. Preventive care includes four treatments provided by a physician and unlimited nutritional counseling visits with a licensed dietician or nutritionist. Nutritional counseling is also provided to kids and teens who meet the criteria.
Vaccines save millions of lives each year.
That’s why the recommended vaccines for men, women and children are covered at no additional cost to you with ACA qualified health plans. This often includes your annual flu shot.
Many plans also cover COVID-19 vaccines and boosters that are FDA approved, including for emergency use authorization (EUA), at no cost for all members, both during the public health emergency and after.
5. Support for quitting tobacco
Smoking is the leading cause of preventable death in the United States. If you or a loved one is trying to quit smoking, many health plans include personalized plans and counselling to help.
6. Women’s contraception
Women have access to education and counseling around pregnancy prevention at no extra cost. All FDA approved contraceptive methods, including IUDs, generic oral contraceptives, patches and other FDA approved forms of birth control, are covered. These resources are also available to female adolescents who are sexually active or thinking about becoming sexually active.
7. Well-baby and well-child visits
Well-child and well-baby visits are visits that provide preventive services that are age and developmentally appropriate. These visits are a time for parents to check up on their child’s health, stay up to date on recommended vaccines, and track their child’s growth and development.
8. Depression screenings
Millions of people around the world experience depression. Screenings can help diagnose depression in adults and adolescents aged 12 to 18. It can be the first step toward finding a treatment plan that will help you feel better. In a depression screening, your doctor will ask you questions about your feelings and behaviors. Your doctor might also ask you to fill out a survey about these issues.
9. Breastfeeding support
Pregnant women and those who have recently given birth often have have access to breastfeeding support at no extra cost. This could include counseling with a lactation specialist through in-network providers and one manual or electric breast pump.
10. Sexual health screenings
Various sexual health tests and screenings are available to adolescents, teens and adults. This includes screenings for sexually transmitted infections (STIs) including, but not limited to, chlamydia, HIV and syphilis. Different screenings are recommended depending on age and risk factors. Sexually active adolescents and teens also have access to counseling to prevent STIs.
Does Your Health Plan Provide The Preventive Care Benefits You Need?
Savers Health represents a multitude of health insurance plans for individuals and families. Make sure you have the best fit for you and your family. Let’s discuss your specific needs and budget considerations so we can find a great plan that provides the benefits you need!